Whole-of-market
We are not tied to one funder. The route is matched to the deal.
Partner programme
Vendor finance for technology resellers and MSPs.
Vendor finance lets you offer your customers a finance route without building one yourself. For technology resellers, MSPs, software providers and service-led vendors whose customers need to spread project costs. Apply once, then introduce customers to an IQ Finance quote and application.
Partners introduce customers to IQ Finance. Finance is subject to status, lender criteria, affordability, documentation and approval.
Partner fit
Built for teams selling technology outcomes.
If your customers need the project but not the upfront cash impact, IQ Finance gives you a structured route to discuss finance without turning your team into a lender or finance broker.
Technology Resellers
Help customers finance hardware, infrastructure, devices and refresh projects.
Managed Service Providers
Support larger managed service, support, and deployment packages.
Software and Services Sellers
Help customers spread software, implementation, and training costs where suitable.
Security and Equipment Partners
Support physical security, access control, machinery, and wider infrastructure projects.
Implementation Agencies
Support service-led delivery where the funded project includes technology, setup or deployment.
Channel and Sales Teams
Give salespeople a clear route when budget timing becomes the blocker.
Everything partners need for a controlled finance handoff.
Partner setup, attribution and customer progression stay structured, so your team can support sales conversations without stepping into lender decisions.
Partner Application and Review
Apply once, then IQ Finance reviews your partner fit, business profile and finance route suitability.
Approved Setup
Once approved, your setup can be configured for the right customer finance path and categories.
Customer Quote Journey
Customers can be directed into a configured finance estimate path instead of leaving finance as a manual afterthought.
Attribution and Visibility
Customer activity can be linked back to your approved partner setup, so follow-up is cleaner and your team can see which finance conversations came through your route where visibility is enabled.
Partner Portal Access
Approved partners can access the partner area for setup, quote visibility and future workflow features where enabled.
IQ Finance Broker Handling
IQ Finance handles the finance conversation, broker review and funder matching process.
Partner setup
From partner application to live customer route.
A controlled sequence keeps partner onboarding, route setup and customer progression clear.
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Apply as a Partner
Tell us about your business, customer base and the types of projects your customers buy.
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IQ Finance Reviews Fit
We check the partner profile, expected use cases and whether the route can be supported responsibly.
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Setup and Approval
Approved partners can be configured with the right route, calculator or handoff setup, and partner access.
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Customers Enter the Finance Journey
Your customers can move from quote into secure application, with IQ Finance handling broker review and funder matching.
Customer journey
Your customer stays supported. IQ Finance handles the finance process.
This journey helps customers understand finance options without partners making finance promises. Your team introduces the path; IQ Finance manages quote, secure application, review and funder matching.
Customer Explores Finance
The customer enters the approved finance introduction path from your handoff journey.
Customer Submits Details Securely
Application details are handled through the secure IQ Finance flow, not by email chains.
IQ Finance Reviews the Case
We review the business, project and documentation before matching to suitable funders.
Funder Makes Final Decision
Final outcomes remain subject to status, lender criteria, affordability, documentation and approval.
Clear boundaries protect the partner, customer and finance process.
Use finance introductions to connect customers to IQ Finance, while keeping approval and underwriting decisions with IQ Finance and funders.
Do Introduce the Finance Route
Use the approved IQ Finance handoff to help customers access IQ Finance.
Do Not Promise Approval
Finance outcomes are not guaranteed and remain subject to lender review.
Keep Messaging Accurate
Use approved language around finance estimates, secure application and subject-to-status decisions.
Let IQ Handle Finance Review
IQ Finance manages broker review, funder matching and the finance journey.
Where partner finance helps sales conversations.
Use cases where a structured finance introduction helps keep purchasing momentum.
Budget Timing Blocker
The customer wants the solution but needs to spread cost over time.
Larger Project Scope
Finance can help keep hardware, software, services and implementation in one commercial conversation.
Recurring Customer Refreshes
Partners with repeat customer upgrades can create a cleaner route for future projects.
Multi-site or Phased Deployment
Finance can support structured rollout conversations where timing and delivery matter.
Who vendor finance is for, and how it works in practice
The same arrangement covers very different businesses. Here is what it means if you sell IT, run managed services, take orders at the point of sale, or install AV and security systems.
Vendor finance for IT resellers
Vendor finance means you offer your customer a way to pay monthly for the kit you supply, while a funder pays your invoice in full once the paperwork is signed. You are not lending the money and you are not carrying the credit risk.
For a reseller, that changes the conversation. A £30,000 rollout stops being a question about this quarter's budget and becomes a monthly cost the customer can plan around.
Offer finance to your customers without becoming a lender
You introduce the customer. IQ Finance runs the quote, the soft search and the credit application, then matches the deal to a funder. The customer signs a finance agreement with that funder, and you are paid for the sale.
That boundary matters. You keep the relationship and the margin. The regulated credit decision and the underwriting stay with us and the lender.
Customer finance for MSPs
Managed service contracts usually mix hardware, licences and your support into one monthly invoice, but the kit is often bought upfront. Finance closes that gap. The hardware can run over the same term as the service, so the customer pays one predictable amount and you are not funding their estate from your own cash.
At renewal, the agreement gives you a natural conversation about replacing the equipment rather than waiting for it to fail.
Point of sale finance for B2B sales
Point of sale finance is the monthly figure in the quote, shown while the customer is deciding. On a B2B deal it is not consumer credit. The business is assessed, and the agreement sits with the company.
Done properly, it removes the "we will come back to you" pause. The customer sees the cash price and the monthly price at the same time, and can decide without a second meeting.
IT leasing partner: what that actually means
An IT leasing partner is a finance provider that works through your sales process rather than around it. In practice that means a named contact, a quoting route your team can use, and a partner portal where you can see the deals you introduced.
We call the setup a partner finance programme; some resellers and distributors call it channel finance. The arrangement is the same, and the introduction is attributed to you.
AV, unified comms and security installer finance
AV, unified comms, CCTV and access control projects are installation-heavy. They mix hardware, cabling, commissioning and a support contract, and the install is often the expensive part. Finance can cover the whole project rather than just the boxes.
For security and CCTV installers, the same arrangement covers cameras, recorders, access control and the maintenance agreement, so the customer pays monthly instead of tying up cash in a single project.
Partner FAQ
Questions before joining or using the partner setup
These answers clarify role boundaries, attribution, finance estimates and final decision ownership.
Does becoming a partner mean we provide finance?
No. Partners introduce customers to IQ Finance. IQ Finance manages the finance process and funder route.
Can our customers get a finance estimate?
Yes, where enabled. Figures are indicative only and are not finance offers. Final approval is subject to status, lender criteria, affordability, documentation and approval.
Will customer applications be linked to us?
Approved setups can support attribution so customer activity is associated with your approved handoff where enabled.
Do partners decide whether finance is approved?
No. IQ Finance carries out broker review and the matched funder makes the final decision.
Who is this finance introduction route best for?
Technology resellers, MSPs, software providers, implementation agencies, and vendors selling business technology projects.
What is vendor finance?
Vendor finance is a way for the company selling the technology to offer its customer a finance route at the point of sale. You keep the sale, IQ Finance arranges the funding, and the customer pays monthly instead of in one lump sum.
How do I offer finance to my business customers?
Apply to become an IQ Finance partner, then introduce each customer through your partner route. We handle the quote, the credit process and the funder, so you do not become a broker or lender yourself.
Can software and installation be financed?
Yes. Software, licences, implementation and installation can be included alongside hardware in the same finance agreement, subject to the funder accepting the split and the total cost.
Next step
Ready to offer customers a cleaner finance route?
Apply as a partner or log in if your partner account is already active.
New partner setup
Become a partnerExisting partner account
Partner loginPartners introduce customers to IQ Finance. Finance is subject to status, lender criteria, affordability, documentation and approval.